The 5 Best Financial Advisors on the Gold Coast to Secure Your Future
A mate of mine recently went through a massive life shift. He spent years collaborating with app developers to build a brilliant tech startup from scratch.
When he was finally ready to move on to his next project, local business brokers helped him navigate a highly successful transition of his company.
But once the dust settled and the payout hit his account, he completely froze. He realised that managing serious wealth for the long run required a totally different strategy.
Calling on the best financial advisors on the Gold Coast was the best decision he ever made. So, if your money goals are starting to feel a bit overwhelming, getting expert guidance makes a real difference. Read on for my top picks!
How much does financial advice cost in Gold Coast?
Financial advice on the Gold Coast typically costs anywhere from a few hundred dollars per hour to several thousand dollars for a full plan, depending on your needs and the firm’s pricing model.
| Pricing Model | Average Cost (AUD) |
| Hourly Rate | $275 to $550 per hour |
| Fixed / Flat Upfront Fee | $2,500 to $7,500+ |
| Ongoing Advice Fee | $3,500 to $6,000+ per year |
| Asset-Based Fee | 0.5% to 2% of portfolio annually |
1. Toro Wealth Financial Advice
Website: torowealth.com.au
Address: 10/5 Markeri Street, Mermaid Beach
Contact: 1300 447 599
Hours: Monday to Friday, 8:30 AM to 5:00 PM
If you’re tired of biased sales pitches, Toro Wealth Financial Advice stands out by offering entirely independent advice through a privately owned firm.
They’re completely unaligned with the big banks, so they focus on your actual lifestyle goals rather than pushing corporate products.
They also handle everything from cash flow management to estate planning under one roof, using a clear flat-fee structure that prevents nasty surprises.
When a close mate of mine sat down with them to restructure his superannuation, he loved how straightforward they kept the whole process.
The only real drawback is that their strategy can skew a bit conservative for people chasing high-growth investments.
Some clients might find the final recommendations lean too heavily on term deposits, but for solid retirement security, their balanced approach works well.
Put at ease with the gentle way our advisor navigated us
We started our financial advice journey tentatively and with some apprehension, but we were soon put at ease with the gentle way our advisor navigated us through the process. She ensured that our opinions and views were considered and that we had time to reflect before we moved forward with any decisions. We now have a flexible plan in place that will be the foundation of where to next for us. Thank you, Toro Wealth, for a smooth transition to what is now not so scary.
– Teresa Larcher | Google Review
Provide one-off financial planning advice for an agreed fee
One of the few advisors that provide one-off financial planning advice for an agreed fee. Toro were up-front about their process and fees. Our advisor, Bobby, was clearly knowledgeable, a good communicator, answered all our questions, took into account our personal circumstances and provided a detailed and tailored plan. We had a very positive experience.
– Leon Bogers | Google Review
2. OakView Financial
Website: oakviewfinancial.com.au
Address: Suite 201/1 Short Street, Southport
Contact: 1300 160 796
Hours: Monday to Thursday, 8:00 AM to 6:00 PM; Friday, 9:00 AM to 2:00 PM
Protecting what you build is just as important as growing it, and OakView Financial is a solid pick for those goals. This Southport firm delivers holistic advice that balances wealth accumulation with serious risk management.
With their completely tailored strategies for every stage of life, they keep your family assets safe while you work toward retirement.
But what makes them stand out is their deep expertise in personal insurance, helping you navigate complex income protection and disability coverage without the usual headaches. They provide a strong safety net for local professionals.
You do need to stay on top of communication with them. For instance, a few clients have mentioned that portfolio changes weren’t always accompanied by thoroughly documented discussions of investment risks.
If you want highly proactive updates or rapid dispute resolution during market shifts, you might have to prompt their advisory team occasionally.
Set me up for financial success
Sev has been my financial advisor for many years now and I highly recommend his services. Even with growth within their business, Sev still remains as my direct contact and financial advisor for my wealth management and advisory. His expertise in both short and long term investments and financial strategy has set me up for financial success, with my super performing a bit above 15% in the past year, along with my personal net worth significantly increasing year on year.
– Ben Spratt | Google Review
At ease with his financial knowledge and professionalism
I was a bit hesitant at first as I have never used a financial advisor before but Kyle put my mind at ease with his financial knowledge and professionalism. It is so warming to know that it is starting off with my super; with all the financial help I am receiving in all other aspects of finance I will have no stress when I’m ready to retire.
– Lauren Gould | Google Review
3. CSF Private Wealth
Website: csfprivatewealth.com.au
Address: 5 Glenelg Ave, Mermaid Beach
Contact: 1300 642 191
Hours: Monday to Friday, 9:00 AM to 5:00 PM
Navigating complex superannuation rules gets much easier with a dedicated specialist by your side, and CSF Private Wealth excels at making retirement planning seamless.
This Mermaid Beach team leans into an education-based advice process, so you fully understand where your money is going before any major decision.
Instead of a cookie-cutter plan, they tailor everything to your long-term financial independence goals while incorporating smart asset protection.
While the onboarding journey here is thorough, it can feel a bit slow if you’re in a rush.
In particular, the setup involves several steps because they manage everything from complex investment strategies to medical underwriting for personal insurance.
Some people might also find their frequent communication check-ins during setup a touch too hands-on if they prefer a slower pace.
Extremely well organised and on top of all my financial problems
Had some issue with my financial advisor and was referred to Natalie’s details and found Natalie to be extremely well organised and on top of all my financial problems. Couldn’t recommend Natalie any more. Very easy to deal with and extremely patient. Recommend Clear Sky Financial.
– Kristian Lafite | Google Review
A top-notch financial advisor
Paul Crimmins at Clear Sky Financial has been an absolute professional throughout our entire financial planning process. From the very beginning, he took the time to understand our goals and provided tailored advice that was both insightful and actionable. His transparency, attention to detail, and genuine care for our financial well-being set him apart. We couldn’t be more satisfied with the service and highly recommend Paul to anyone looking for a top-notch financial advisor.
– Julian Marcelo | Google Review
4. Centaur Financial Services Gold Coast
Website: centaurfinancial.com.au
Address: Suite 1103, Level 11, 203 Robina Town Centre Drive, Robina
Contact: 07 5559 5760
Hours: Monday to Friday, 8:30 AM to 5:00 PM
Professionals approaching a major life milestone, such as selling a business or exiting the workforce, will appreciate the highly structured methodology that Centaur Financial Services uses to simplify the transition.
Led by experienced founder Hugh Robertson, who holds the prestigious Certified Financial Planner (CFP) designation, they focus entirely on client goals rather than banking commissions.
They build deep, long-term advice relationships covering everything from complex tax planning to aged care funding.
I recently looked through the comprehensive retirement roadmap they built for a local business owner, and the clarity of their asset structuring was genuinely impressive.
However, this premium, relationship-driven approach means they aren’t a good fit if you just want quick, one-off transactional advice.
Their comprehensive wealth management model isn’t for those who do basic budgeting or self-directed DIY investing.
Recommend to anyone looking for financial advice
Hugh has been our financial advisor for over ten years. We have always felt very comfortable and confident, trusting in Hugh’s knowledge and strategies in his industry. The Centaur team are friendly and efficient, and I would have no hesitation in recommending Centaur Financial Services to anyone looking for financial advice.
– Pam Lindores | Google Review
Such peace of mind knowing our financial future has been secured
My wife Kristel and I can’t recommend Hugh and Anthony at Centaur Financial Services enough. They really took the time to understand our goals, made everything easy to follow, and gave us advice we feel very confident in. Professional, approachable, and genuinely caring, and the results have far exceeded anything we could have hoped for. We have such peace of mind knowing our financial future has been secured with their help.
– Andrew Waite | Google Review
5. Coast Financial Planning
Website: coastfinancialplanning.com.au
Address: City Pods, 9/249 Scottsdale Drive, Robina
Contact: 0423 903 052
Hours: Monday to Friday, 9:00 AM to 5:30 PM
Finding a local firm like Coast Financial Planning that truly understands the regional economy can make a big difference. This Robina team excels at building personalised solutions for Southern Queensland families.
They steer clear of generic advice, choosing instead to build custom roadmaps that protect your assets while keeping your finances stable for the long haul.
But what really sets them apart is their dedicated specialisation in Self-Managed Super Funds (SMSFs) and complex aged care planning.
Overall, their local expertise is a huge advantage when you want more control over your retirement portfolio or need help navigating nursing home funding.
Just keep in mind that the team is built around comprehensive, long-term asset management. Because of that focus, they aren’t the right option if you only want basic investment advice or a one-off product recommendation.
Good value for our hard earned dollar
Highly recommended. Coast Financial Planning simplified our situation and gave us good value for our hard earned dollar! Happy to give our feedback. Thanks Nick and team, we were blown away with the professional service, and we look forward to spending our time on the water instead of worrying about excessive insurance premiums. Happy with the support, happy with the results!
– Matt Turnbull | Google Review
Set us up in the right financial direction
Trish and team are very professional, knowledgeable and friendly. Trish has helped us navigate through the retirement and superannuation minefield. We are so happy and grateful for her advice and would highly recommend her to my friends. Thanks again Trish for taking the time to clearly explain and set us up in the right financial direction.
– Geoffrey Reid | Google Review